On 30 April 2026, Standard Chartered announced that it is selling up to 4.5 lakh of its approximately 6.4 lakh Indian credit cards to Federal Bank. This includes 75% of the cards in the top eight cities with completion expected within 2026. Any outstanding balance will now be repayable to Federal Bank.
The credit card account, credit limit, reward points (which have the same value and expiry), as well as the annual fee will move across without fresh KYC required. Credit cards which were closed are excluded. Each active Standard Chartered credit card will map to a Federal Bank card.
A new Federal Bank credit card will be delivered within 7–10 days with a new benefit set. Customers can accept by sending ACCEPT to 9702363363 or by continuing to use the card after the notified date but declining means no new credit card will be issued and the old limit, points, and benefits will end. Paying outstanding dues does not qualify as consent for a new credit card.
The different credit cards that are offered by Bandhan Bank are mentioned below:
The main features of the Bandhan Bank One Credit Card are mentioned in the table below:
Category | Features |
Annual Fee | Rs.299 |
Renewal Fee | Waived if you spend Rs.60,000 in a year |
Fuel Surcharge Waiver | Provided |
Reward Points |
|
Joining Benefit | 500 Reward Points |
The main features of the Bandhan Bank Plus Credit Card are mentioned in the table below:
Category | Features |
Annual Fee | Rs.699 |
Renewal Fee | Waived if you spend Rs.90,000 in a year |
Fuel Surcharge Waiver | Provided |
Reward Points |
|
Joining Benefit | 1500 Reward Points |
The main features of the Bandhan Bank Xclusive Credit Card are mentioned in the table below:
Category | Features |
Annual Fee | Rs.2,999 |
Renewal Fee | Waived if you spend Rs.4,00,000 in a year |
Fuel Surcharge Waiver | Provided |
Reward Points |
|
Lounge Access | 4 times in a calendar year. No minimum spend is required to avail the benefit. |
Joining Benefit | Rs.3,000 is provided as a MakeMyTrip cashback |
Losing your credit card or suspecting it has been stolen can be stressful, but taking immediate action is crucial to protect your account. Bandhan Bank provides several quick and secure methods to block your credit card instantly. Here are the step-by-step procedures for each method.
This is the fastest way to ensure your card is blocked. You can call Bandhan Bank's 24/7 credit card customer care line to report the loss and have the card deactivated immediately.
If you use the mBandhan mobile app, you can block your card yourself in just a few taps.
You can also block your card by logging into the Bandhan Bank internet banking portal.
Once your card is successfully blocked, Bandhan Bank will typically issue and dispatch a new replacement card to your registered address within a few working days.

The advantages of a contactless credit card are: Can be used as a regular card and Secure and safe
Yes, the card can be used as a regular credit card if the terminal does not have a contactless facility.
Yes, up to 5 contactless transactions can be done in a day.
No, the contactless facility is a permanent feature and cannot be disabled.
The maximum amount that can be processed per transaction is Rs.2,000.

Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
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