Bank of Baroda Easy Credit Card

This card is built to maximize your rewards on the purchases you make most often.

1. 5X Rewards on Essentials: Earn five times the reward points every time you use your card for groceries, at department stores, and for movie tickets.
2. Standard Rewards: For all other spending categories, you will earn 1 reward point for every ₹100 spent.
3. Easy Redemption: Your accumulated reward points can be easily redeemed for cashback credited directly to your account or for a variety of other exciting gifts and vouchers.

Smart Savings and Waivers

The BOB Easy Credit Card helps you save money through direct cashback and waivers on common fees.

1. Prompt Payment Bonus: Be rewarded for your good financial habits. Get 0.5% of your bill amount back as cashback in your next statement simply by paying your credit card bill on time.
2. Annual Fee Waiver: Enjoy the card's benefits without the cost. The annual fee is waived if you spend ₹6,000 within the first 60 days and at least ₹35,000 in a year.
3. Fuel Surcharge Waiver: Receive a 1% fuel surcharge waiver at all petrol stations across India for transactions between ₹400 and ₹5,000.

Financial Flexibility and Security

Manage your finances with confidence, thanks to a suite of flexible and secure features.

1. Easy EMI Conversion: Convert any large purchase over ₹2,500 into manageable Easy Monthly Instalments (EMIs) with repayment tenures of 6 or 12 months.
2. Share Benefits with Family: Get up to three complimentary add-on cards for your family members (spouse, parents, siblings, or children above 18).
3. Zero Liability on Lost Card: In case your card is lost or stolen, you have zero liability for any fraudulent transactions, provided you report the loss within 24 hours.
4. Complimentary Insurance: Benefit from a free personal accidental death insurance cover, providing an extra layer of security for you and your loved ones.
5. Interest-Free Period: Enjoy up to 50 days of interest-free credit from the date of your purchase, giving you ample time to manage your payments.

Fees And Charges Associated With Bank Of Baroda Easy Credit Card

Eligibility to Apply for BOB Easy Credit Card

1. For private employees, gross income should be Rs.3 lakh or above per year
2. For companies and private firms, paid-up capital should be Rs.25 lakh or above

Documents Required To Apply For BOB Easy Credit Card

1. For private employees - personal account with BOB, latest form 16 or ITR copy
2. For self-employed - Last three years' audited balance sheet, profit and loss account
3. All the applicants should submit a photograph, a copy of identity proof and address proof

Apply for Bank of Baroda Easy Credit Card

To apply for BOB Easy Credit Card, customers need to download the application form from the BOB official website, fill it with required details, attach the supporting documents and submit it at the nearest BOB bank branch office.

BOB Easy Credit Card application is available in the webpage.

Fill all the details accurately, sign in the appropriate boxes, paste a recent photograph, attach the required documents and submit it at any of your nearest BOB bank branch offices.

Alternatively, you can also send an SMS to apply for BOB Easy Credit Card from your registered number in the below mentioned format. 'Apply' to 9223990624

The bank will make you a call back and will take you through the application process.

Credit cards make payments easy for all expenses online and offline while offering various benefits

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