How To Check Standard Chartered Bank Credit Card Balance Online?

On 30 April 2026, Standard Chartered announced that it is selling up to 4.5 lakh of its approximately 6.4 lakh Indian credit cards to Federal Bank. This includes 75% of the cards in the top eight cities with completion expected within 2026. Any outstanding balance will now be repayable to Federal Bank.

The credit card account, credit limit, reward points (which have the same value and expiry), as well as the annual fee will move across without fresh KYC required. Credit cards which were closed are excluded. Each active Standard Chartered credit card will map to a Federal Bank card.

A new Federal Bank credit card will be delivered within 7–10 days with a new benefit set. Customers can accept by sending ACCEPT to 9702363363 or by continuing to use the card after the notified date but declining means no new credit card will be issued and the old limit, points, and benefits will end. Paying outstanding dues does not qualify as consent for a new credit card.

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How to Check Standard Chartered Credit Card Balance Through Online Banking?

  • Step 1: Log in to the bank's Online Banking portal.
  • Step 2: On the left, you need to click on 'Cards'.
  • Step 3: Choose 'Card Details' to see the balance under 'Current Balance'.
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How to Check Standard Chartered Credit Card Balance Through SC Mobile?

  • Step 1: Go to Home page of the SC Mobile app.
  • Step 2: Select 'Balances' on the bottom of the page.
  • Step 3: View the credit card balance for your card.
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FAQs on How to Check Standard Chartered Credit Card Balance

1.What is the Standard Chartered Bank phone banking care number?

You can reach the Standard Chartered Bank phone banking at 6601 4444/ 3940 4444.

2.Can I use internet banking to find out the outstanding balance on my Standard Chartered Credit Card?

Yes, you can use the internet banking option to log in to the online portal of the bank and find out your credit card outstanding balance.

3.Can I use the SC Mobile smartphone application to find out the outstanding balance on my Standard Chartered Credit Card?

Yes, you can use the SC Mobile app to log in to the online portal of the bank and find out your credit card outstanding balance.

4.Can I check my Standard Chartered credit card balance without having internet banking?

Yes, you can check your Standard Chartered Bank credit card balance without using internet banking through the monthly email statements which are sent to the registered email ID.

5.Can I earn travel points on my supplementary Standard Chartered Bank credit card?

Yes, you can earn travel points on your supplementary credit card. However, the points will be recorded for the primary card and can be redeemed by the primary cardholder only.

6.What happens if I spend more than the credit limit of my Standard Chartered Bank credit card?

If you end up spending more than the credit limit which is available on your Standard Chartered Bank credit card, you will be liable to pay an over limit fee as per the prescribed rate of the bank.

7.Can I turn off the international usage on my Standard Chartered Credit Card?

Yes, Standard Chartered Credit Cards allows you disable international usage on the credit card. This can be done online via net banking or mobile banking.

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