On 30 April 2026, Standard Chartered announced that it is selling up to 4.5 lakh of its approximately 6.4 lakh Indian credit cards to Federal Bank. This includes 75% of the cards in the top eight cities with completion expected within 2026. Any outstanding balance will now be repayable to Federal Bank.
The credit card account, credit limit, reward points (which have the same value and expiry), as well as the annual fee will move across without fresh KYC required. Credit cards which were closed are excluded. Each active Standard Chartered credit card will map to a Federal Bank card.
A new Federal Bank credit card will be delivered within 7–10 days with a new benefit set. Customers can accept by sending ACCEPT to 9702363363 or by continuing to use the card after the notified date but declining means no new credit card will be issued and the old limit, points, and benefits will end. Paying outstanding dues does not qualify as consent for a new credit card.


You can reach the Standard Chartered Bank phone banking at 6601 4444/ 3940 4444.
Yes, you can use the internet banking option to log in to the online portal of the bank and find out your credit card outstanding balance.
Yes, you can use the SC Mobile app to log in to the online portal of the bank and find out your credit card outstanding balance.
Yes, you can check your Standard Chartered Bank credit card balance without using internet banking through the monthly email statements which are sent to the registered email ID.
Yes, you can earn travel points on your supplementary credit card. However, the points will be recorded for the primary card and can be redeemed by the primary cardholder only.
If you end up spending more than the credit limit which is available on your Standard Chartered Bank credit card, you will be liable to pay an over limit fee as per the prescribed rate of the bank.
Yes, Standard Chartered Credit Cards allows you disable international usage on the credit card. This can be done online via net banking or mobile banking.

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