Standard Chartered Credit Card Balance Transfer

On 30 April 2026, Standard Chartered announced that it is selling up to 4.5 lakh of its approximately 6.4 lakh Indian credit cards to Federal Bank. This includes 75% of the cards in the top eight cities with completion expected within 2026. Any outstanding balance will now be repayable to Federal Bank.

The credit card account, credit limit, reward points (which have the same value and expiry), as well as the annual fee will move across without fresh KYC required. Credit cards which were closed are excluded. Each active Standard Chartered credit card will map to a Federal Bank card.

A new Federal Bank credit card will be delivered within 7–10 days with a new benefit set. Customers can accept by sending ACCEPT to 9702363363 or by continuing to use the card after the notified date but declining means no new credit card will be issued and the old limit, points, and benefits will end. Paying outstanding dues does not qualify as consent for a new credit card.

Updated On - 02 Nov 2026

Features and Benefits Standard Chartered Credit Card Balance Transfer

You can transfer a credit card balance up to Rs.5,00,000.
The interest rate is 0.99% per month for the first 6 months.

In the case of a NEFT transfer, the disbursement will be completed in 3 days.
5% of the balance that is outstanding will need to be paid every month.
No documents will need to be submitted.
Post 6 months, normal interest rates (credit card) will need to be paid.

Eligibility Criteria for Standard Chartered Credit Card Balance Transfer

The eligibility criteria for Standard Chartered Credit Card balance transfer are mentioned below:

The Balance Transfer facility is provided only for primary credit card holders.
Your repayment history must be good.

Documents Required

You do not have to submit any documents for performing a balance transfer on your Standard Chartered credit card.

Credit cards make payments easy for all expenses online and offline while offering various benefits

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FAQs on Standard Chartered Credit Card Balance Transfer

1.How long does it take for the money to be transferred from one credit card to my Standard Chartered Bank credit card?

If you meet the eligibility criteria, the request will be processed within 3 days.

2.What is the maximum amount of balance transfer that can be done with Standard Chartered Credit Card balance transfer?

The maximum amount of balance transfer that can be done with Standard Chartered Credit Card balance transfer is Rs.5,00,000.

3.What is the interest rate for Standard Chartered Credit Card balance transfer?

The interest rate for Standard Chartered Credit Card balance transfer is 0.99% for the first 6 months.

4.What documents do I need to submit while applying for a balance transfer from my previous credit card to Standard Chartered Credit Card?

You do not need any documents to apply for a balance transfer from your previous credit card to Standard Chartered Credit Card.

5.Do I need a good repayment history to be eligible for a Standard Chartered Credit Card?

Yes, you will need a good repayment history to be eligible for a Standard Chartered Credit Card.

6.What will be the interest rate for Standard Chartered Credit Card after 6 months?

Normal interest rates will be applied after 6 months.

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