On 30 April 2026, Standard Chartered announced that it is selling up to 4.5 lakh of its approximately 6.4 lakh Indian credit cards to Federal Bank. This includes 75% of the cards in the top eight cities with completion expected within 2026. Any outstanding balance will now be repayable to Federal Bank.
The credit card account, credit limit, reward points (which have the same value and expiry), as well as the annual fee will move across without fresh KYC required. Credit cards which were closed are excluded. Each active Standard Chartered credit card will map to a Federal Bank card.
A new Federal Bank credit card will be delivered within 7–10 days with a new benefit set. Customers can accept by sending ACCEPT to 9702363363 or by continuing to use the card after the notified date but declining means no new credit card will be issued and the old limit, points, and benefits will end. Paying outstanding dues does not qualify as consent for a new credit card.
You can pay your Standard Chartered credit card bill using any of your savings net banking accounts through National Electronic Funds Transfer (NEFT) or Immediate Payment Service (IMPS). You can set up standing instructions for the funds to be auto-debited or transfer the funds manually. You will be asked to register your Standard Chartered credit card before you use the NEFT or IMPS facility.
NEFT transfers are cleared out in batches once in the morning and once in the evening. If you initiate a payment after the NEFT working hours, it will be credited to the beneficiary's account the next working day. Therefore, NEFT payments are encouraged only if you have time and you are not missing the due date. To pay your Standard Chartered credit card bill through the NEFT option, follow the below process:
Standard Chartered Bank does not allow their cardholders to pay their bill through IMPS. However, cardholders can use other alternatives such as:
BillDesk is one of the leading online payment gateway providers in India. You can use BillDesk to pay all your utility bills and credit card bills. To pay your Standard Chartered credit card bill through BillDesk, follow the steps mentioned below::
To pay your Standard Chartered credit card bill through PhonePe, follow the steps mentioned below:
To pay your Standard Chartered credit card bill through Paytm, follow the steps mentioned below:
To pay your Standard Chartered credit card bill through MobiKwik, follow the steps mentioned below:

Yes, you can clear your Standard Chartered credit card bill by using the other bank's debit card. You will have to however ensure your debit card is active and all the details provided by you are correct.
No, the bank will never call you and ask for the details of your credit card. In case you get such calls, do not provide any details of your card. In case you did provide the details of your credit card, contact the bank immediately and get your card blocked.
No, you will not be charged anything if you pay your Standard Chartered credit card bill through a debit card.
Yes, you can use your Visa debit card to pay your Standard Chartered credit card.
No, the bank will either accept cash, cheque, or a demand draft if you are looking to clear your Standard Chartered credit card bill offline.
Yes, you can set up a standing instruction where the due amount will be directly deducted from your bank account within the due date. All you have to do is visit Standard Chartered Bank's website where you can download and fill out the application form for the same and submit it to the bank.
No, you do not have to inform the bank about using a new debit card to pay your existing credit card bill. As long as the debit card is active and you have the balance in your account, you can make the payment.
Yes, the gateway for the payment of your Standard Chartered credit card bill using your debit card is completely safe and secure.

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