HDFC Credit Card Offers

HDFC credit card offers for Festive Treats 2026 include EasyEMI discounts on flights, hotels, electronics and fashion, savings on gift vouchers bought through SmartBuy. HDFC Bank rolls these offers out through its SmartBuy platform, and the terms vary by merchant and card variant.

Updated On - 02 Nov 2026
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Top HDFC Bank Credit Card Offers in 2026

HDFC Bank is among the largest and most popular banks in the country offering a wide range of services which includes credit cards as well. The credit cards offered by the bank are many and offer a variety of discounts and offers across different categories such as dining, travel, shopping, etc.

Category

Offer details

Expiry Date

Swiggy Dineout

Save 20% on dining bills

Dec 31, 2026

Vijay Sales

Instant discount of up to Rs.15,000 with EasyEMI

Nov 30, 2026

HDFC Credit Card Offers

Offers on HDFC Bank Credit Cards

Flipkart

  • Get 5% off on Flipkart gift vouchers using HDFC Bank credit cards through HDFC SmartBuy
  • Offer Validity: During the HDFC Bank Festive Treats 2026 campaign

Offer Expires On: 29 January 2026

How to Avail:

  • Visit the official HDFC SmartBuy website.
  • Choose flipkart icon under “vouchers” category.
  • Enter your registered mobile number and the last 4 digits of your HDFC Credit Card.
  • You will be redirected to the Flipkart website.
  • Complete your purchase and pay using your HDFC Credit Card.
  • The accelerated reward points or cashback will be credited to your card account within 90 days after the month of transaction.
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Croma

  • Get 2% off on Croma gift vouchers using HDFC Bank credit cards through HDFC SmartBuy
  • Offer Validity: During the HDFC Bank Festive Treats 2026 campaign

Myntra

  • Get accelerated reward points on Myntra spends using eligible HDFC Bank credit cards
  • Offer Validity: During the HDFC Bank Festive Treats 2026 campaign
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Summary

HDFC credit card offers in the Festive Treats 2026 campaign cover travel, electronics, fashion and gift vouchers, with many available through EasyEMI and the SmartBuy platform. Each HDFC credit card offer has its own cap, eligible cards and terms, so read them before you pay. Compare the offers in the tables above and pick the one that suits your purchase.

FAQs on HDFC Bank Credit Card Offers

1.What are the categories of offers that may be obtained with HDFC credit cards?

HDFC credit card offers span categories such as travel, apparel, electronics, dining, healthcare and entertainment, and the available mix changes from campaign to campaign. The tables above list the HDFC credit card offers currently featured. Some HDFC credit card offers are limited to specific card variants.

2.Is it possible to transfer HDFC credit card offers to someone else?

No, HDFC credit card offers cannot be transferred to someone else. An HDFC credit card offer applies only to the eligible cardholder using the eligible card.

3.What should I do if I am not able to apply an HDFC credit card offer on the merchant's website?

Check that the HDFC credit card offer is still valid, that the code or payment option is entered correctly and that the offer is not being combined with another offer. If the HDFC credit card offer still does not apply, contact HDFC Bank's credit card customer service or the merchant's customer service. 

4.Can add-on credit cardholders apply for HDFC credit card offers?

Most HDFC credit card offers are available to add-on cardholders. Where an HDFC credit card offer is restricted to the primary cardholder, the transaction must be made with the primary card.

5.Are HDFC credit card offers available all over India?

Most HDFC credit card offers are available across India, and some are also available outside the country. The terms of each HDFC credit card offer state where it applies.

6.Are there any fees to avail HDFC credit card offers?

Any fees depend on the terms of each HDFC credit card offer, so check them before you pay. EasyEMI transactions may carry charges that are specified in the offer terms.

7.Can an HDFC credit card offer be combined with another offer?

HDFC credit card offers generally cannot be combined with other offers on the same transaction. The terms of each HDFC credit card offer state whether it can be clubbed.

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